Flood insurance is your first line of defense against the financial devastation from floods.
The average homeowner insurance policy does not cover flood damage.
Every homeowner can buy flood insurance (you don't have to live in a floodplain).
Nearly 30 percent of flood insurance claims come from outside the so-called "100-year floodplain."
Policies take thirty days to come into effect once they are purchased.
Get more information at www.floodsmart.gov.